What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Notably, identity fraud has been on the rise and millions of people have been victims to it. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Lucky for you, there some tips that could assist you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. It is always best if you can act as fast as possible. It will be wrong for you to sit around and wiat to hear about fraudster activities. These fraudsters are normally very fast as they avoid getting caught. Therefore, any relevant company needs to know about the theft. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Filling a report with the Federal Trade Commission is a critical step. They deal with identity theft cases. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. Filing a case with them requires you to only visit their website. Once you have filled they give you a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Filing a report on the theft with the police is also essential. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Still, make a point of freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Just call the major bureaus and request them to do so. . discover more
Always tighten the security of your accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Finally, you could hire an identity theft attorney to boost your identity security.